Search Captions & Ask AI

Creating Wealth with "The Art of Purpose" - E24

January 29, 2024 / 54:15

This episode features Jesse Kramer and guest AOP, an entrepreneur and social media expert, discussing personal finance, early retirement, and online content creation.

AOP shares his journey from being a public school teacher to retiring early in his 40s, highlighting his transition into the FIRE (Financial Independence, Retire Early) movement. He explains how he built a successful Twitter account, monetizing it through various avenues including selling courses and consulting.

The conversation touches on the importance of financial education in schools, with AOP expressing concerns about the current state of public education and the societal issues affecting it. He emphasizes the need for personal responsibility in financial matters.

Listeners learn about AOP's unique approach to combining classical art with financial advice on social media, and how he engages his audience through creative content.

The episode concludes with AOP sharing insights on the value of tracking net worth and the significance of continuous self-improvement.

TL;DR

AOP discusses his journey from teacher to entrepreneur, financial education, and the importance of personal responsibility in finance.

Video

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[Music]
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tool welcome to the best interest
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podcast hosted by Jesse Kramer where we
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discuss today's best ideas in personal
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finance and investing the best interest
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is a personal podcast meant for
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entertainment purposes only it should
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not be taken as Financial advice and is
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not prescriptive of your financial
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situation here's your host Jesse
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Kramer hey guys what is up welcome to
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episode 24 of the best interest podcast
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I am Jesse Kramer today's guest is an
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interesting guy because up until a month
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ago he was a public school teacher but
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he retired from that job and in his 40s
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no less because he's found a new Niche
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online content creation and the peculiar
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thing is his online presence is an
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anonymous persona for his own privacy
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sake he doesn't disclose his identity in
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public it's pretty interesting and now
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I've had offline conversations with him
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he's very real and the material he
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discusses is also very real he's not
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catfishing us trust me on that I really
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enjoyed this conversation as we dipped
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and dived our way from public education
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to financial education to retiring early
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we even touched on classical music and
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so many things in between so I hope you
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all
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[Music]
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[Music]
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enjoy my guest today is an entrepreneur
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and social media Maven who goes by the
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moniker the art of purpose or aop he has
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a one-of-a-kind social brand combining
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py comments with images of classical art
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and he's turned that brand into a small
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business where he guides others through
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through the often confusing landscape of
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growing an online social media presence
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of course some of those pippy comments
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have to deal with personal finance and
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investing and we'll be sure to get into
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those ideas today too so aop how are you
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doing tonight I'm doing great I'm gonna
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need to look up some of those words that
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you were just saying right now but I am
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doing fantastic yeah I oh my God I hope
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that's a compliment thanks for having me
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on tonight thank for having me on you're
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welcome thank you for being here it's a
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great compliment especially when it
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comes to Twitter it means you know sharp
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succinct to the point edgy catches the
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audience it's a great it's a great word
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that I think describes your content
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really well um
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app I was hoping you wouldn't mind
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starting with giving us a little bit of
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your your life's elevator story or at
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least maybe talking about some of the
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recent few years of where you've been
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building this business aop and where you
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came from how you got to where you are
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now and really what you see for the next
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few years well I really haven't been
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building the Twitter business very long
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maybe like 12 14 months at the most and
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if we go back just a little bit
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beforehand I'm basically a exire guy who
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got really into the whole fire movement
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about
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2012 and then from there Deep dive into
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like how to invest properly all of the
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you know the great uh you know
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conservative Investments that the fire
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movement talks about and proclaims and
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then I started to begin to do some side
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hustles where I then learned about
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investing and then I had a problem of
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you know almost like doing too well you
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know my wife and I got really into
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saving and
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investing and when covid hit it kind of
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was like a lot of things converging on
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at once which I'm sure a lot of people
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had that same feeling as well but when
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covid hit I've been a public school
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teacher for close to 20 years and I just
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left the classroom because I started a
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Twitter account back in May where I
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started to talk about personal finance
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but really I talk about whatever I want
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these days and through that it was able
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to generate enough income to surpass my
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teacher salary and and even more that so
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that I walked out of the classroom
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actually literally just a few weeks ago
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in
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June so we're GNA come I've got like
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five questions already lined up for you
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on that that's it all right so so you
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started the quarter account you said
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back in May but that's that's May 2020
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right so that's where that 14mth
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timeline comes in pretty much I've been
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at this for 14 months that's correct
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gotta okay um so you started as a fire
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guy so for those who don't know I assume
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you mean Financial Independence early
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retirement is that correct re retire
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early yesti early so yeah um you know
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the fire movement and this is how I got
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started it's like Mr Money Mustache and
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all guys one day I was just browsing the
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web and I came across a few of these
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Financial blockers back in 2012 and I
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started learning about because I I
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started to get in I had a net worth of
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zero all right and I woke up one day and
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was literally like I am tired of being
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broke I want to start beginning some
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Journey towards something I want to
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start building and investing so I I came
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across Mr Money Mustache and those fire
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guys and sat down one weekend and
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completely educated myself on how uh how
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index funds work how ETFs work how
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mutual funds work and 401ks all of those
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things and it was kind of like an eye
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openening thing to me because I came
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from a background of that's very blue uh
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blue collar didn't really care about any
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of those things didn't really care about
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stocks or
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Investments and sat down one week and
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just completely deep dived researched
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everything about it and started my
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journey really that next Monday that
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that came up I started I opened up a
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Vanguard account and started to begin to
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take money and begin to save it for the
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future and those were good times like
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you know those Investments did very well
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I mean you can see how the stock
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market's done in the past eight nine
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years years obviously and it became a
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little bit of a game for me me and my
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wife just got so into it it's like well
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if we cut our expenses down and since
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we're both teachers we had options to
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invest in our 403b and 457 at the same
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time right little known fact is that you
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actually get double the limits when
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you're a government employee so we were
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basically legally paying 0% in taxes for
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years while building our accounts and I
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know some people might be like whoa
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that's pretty terrible but you know if
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you have if you're if you're you and
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your wife are both teachers you have
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403b 457 and Ira options you can pretty
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much get you know 72 75,000 a year
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sheltered away taxfree because you're
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basically you know you're you're you're
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um kind of finagling the money to make
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it look like your gross income is a lot
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lower and that's what we did right right
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and and there's nothing I mean the tax
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law is written for people to do that
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there's nothing wrong with doing that um
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you guys will end up paying some taxes
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on that when you're 59 and a half or
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older and you end up withdrawing that
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money right you get right yeah but well
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not really because a 4507 since I just
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left my job you can withdraw that
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penalty free at any age okay so that's a
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little known fact there's a there's 457s
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there's no penalties on 457s now yes you
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do have to pay taxes but but you're in
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control with the amount of money that
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you can you can it's a lot you know if
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you need a certain amount you can
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withdraw and and you can keep yourself
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in a certain bracket if you'd like yeah
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that makes sense by cutting expenses
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right yep yep exactly exactly and so
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it's parallel in some ways to maybe the
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401ks or the IRAs that some of the
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listeners might be more familiar with if
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they aren't public employees where a
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403b is a 401k pretty much exactly a 457
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is another type of fund that allows you
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to withdraw when you leave your job you
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don't have to wait until you're 59 and a
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half and only certain government
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employees have access to these 457s and
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they're B if you if you have a job that
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has a 457 it's from right then and there
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it's one of the best benefits that you
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can have especially if you ever want to
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leave and become an entrepreneur in the
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future right that's very nice that's
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very nice it's for emergency fund really
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yeah yeah that's amazing can I can I ask
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you though if you you left teaching now
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it's you retired just now in June uh my
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assumption is and correct me if I'm
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wrong that you probably aren't at full
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pension but I'm just wondering does your
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state where you were teaching do they
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offer pensions and how far along in that
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pension are you and what exactly are you
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giving up by by retiring early from your
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teaching job okay this is a great
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question because I get a lot of hate on
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the timeline because I'm a former
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teacher they must think I'm like out
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there and
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I'm not like that anyway so um as far as
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the pension goes I can get my pension
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but I must wait until I'm 65 okay these
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are the rules for when I signed up it
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changed like depends on when you became
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a teacher but when I'm 65 I can get my
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pension now check this out Texas I
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cannot get any money from Social
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Security if I get my pension now okay so
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huh there's a there's a weird rule in
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Tex like a Texas teachers don't pay into
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Social Security it's a little known fact
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all right so okay they so if you collect
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your pension you can't get Social
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Security so what probably is gonna
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happen for me is I'm gonna take the
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money from my pension and roll it into
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my 43b and just let it hang out and do
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its thing and then be able to collect
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Social Security later on in life I'm G
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to be at the stage where I hopefully
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don't even really care about social
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security anyway so um I'm not saying
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that like in a bragging way I'm just
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saying like you know Social Security is
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for emergencies really in my opinion
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yeah agreed and my personal retirement
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planning stance and I'm only 31 I've got
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a lot of uh years ahead of me and maybe
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I'm a young buck and I'm I'm taking
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certain things for granted but I'm not
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counting on Social Security in my plans
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I do think it will be there I think some
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people right now might be predicting
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that Social Security is going to dry up
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by the time we're retired I don't think
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our legislators can afford to make that
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happen it I think Social Security will
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still be around it'll just be in a
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slightly different form than it is right
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now and that said I'm going to what do
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they say uh hope for the best plan for
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the worst I'm planning for the idea that
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it might not be around and I'll still be
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okay I'm relying on myself for that it
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sounds like you're doing something
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similar absolutely I think that's the
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wise way to approach it if it's there
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that's excellent if it's not well then I
00:12:29
have other stuff going on yeah yeah
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exactly no that's perfect um aop I know
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some people right now they're probably
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asking they're probably screaming into
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the speakers wondering why I haven't
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asked this earlier because you were a
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teacher you've been a teacher for 20
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years you start a Twitter account last
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May of
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2020 and in the next 14 months you grow
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a Twitter account not only do you gain
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followers but somehow you've monetized
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this Twitter account to the point where
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it's actually replacing your teachers
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income so can you talk us through a
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little bit about what what exactly maybe
00:13:04
the business model is and where the
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income is coming from and and how that
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all works all right so a lot of people
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don't realize there are many different
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ways to make money you know on Twitter
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itself and Twitter is I guess what we're
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talking about right now specifically so
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let me hone in on some of the ways that
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you can make money from a Twitter
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account one is you could sell Services
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while you're online online so maybe you
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can help write emails email workflows
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maybe you write landing page maybe you
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create landing pages maybe you create
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websites for other entrepreneurs maybe
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you create Twitter banners you provide
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services in some way okay you have some
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kind of offer you sell it it's a nice
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little side hustle that you can do if
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you're just starting and you wanted to
00:13:50
get things going the other way that you
00:13:52
can do it is by actually selling courses
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so maybe if you have some kind of
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financial background maybe you can write
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a guide of budgeting you can sell it
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online you know maybe sell it for five T
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bucks or Millennial money woman just
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came out with a book right which is
00:14:06
phenomenal and I believe it's something
00:14:08
like $20 you can sell those it's another
00:14:10
stream of income that's coming in I sold
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the course create 247 which sold over
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1,000 copies and had is done very well
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it's one of the top courses on Gum Road
00:14:23
and so you can sell a course the other
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way that you can use Twitter is a way is
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it's kind of like a funnel it's going to
00:14:30
drive traffic to another website so
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let's say that you're a blogger right
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you can use Twitter as a way to bring
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awareness to your websites and then when
00:14:38
they come to your website you're going
00:14:40
to collect ad Revenue you're going to
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sell affiliate products you know
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products that you love and you're going
00:14:45
to use your Twitter account to help
00:14:47
bring traffic as your blogger podcast
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whatever kind of like the way that you
00:14:50
do it right and then another way that
00:14:53
you can do it is um you can sell
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Consulting Services I know a few guys on
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Twitter who are very financially Savvy
00:15:01
that put together
00:15:02
offers where you know they help people
00:15:06
take control of their finances they
00:15:08
consult or their mindset people and they
00:15:10
help coaching with mindset or dating or
00:15:13
whatever so there's a it's not what I do
00:15:15
but you can put together offers and be a
00:15:17
consultant or five another way of doing
00:15:20
it is through actual promotion of the
00:15:22
web of your Twitter account Itself by
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helping other people build and help them
00:15:28
grow their accounts you have clients
00:15:30
that are like hey I want to you know do
00:15:32
this stuff so you're helping them grow
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you can promote other accounts or even
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advertisements kind of like on your
00:15:38
Twitter page there's actual websites
00:15:40
that are out there that will help you
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like if you have a big enough account
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they'll it's kind of like an agency I
00:15:46
guess that will help you find and get
00:15:49
other you know and and you can monetize
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your account by helping promote products
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or uh other accounts to grow themselves
00:15:57
right right so all if I combine kind of
00:16:00
all those uh points you just made my
00:16:04
inclination and at least the way I
00:16:06
thought about Twitter say a year ago a
00:16:08
year and a half ago I thought Twitter
00:16:10
was a collection of celebrities and
00:16:13
athletes and musicians and a bunch of
00:16:15
normal people and the normal people They
00:16:18
follow the celebrities they catch up on
00:16:20
whatever the celebrities are doing maybe
00:16:22
normal people follow news organizations
00:16:24
or their favorite sports teams okay you
00:16:26
follow along with what your favorite
00:16:27
sports team is doing but what you've
00:16:29
just presented and what maybe a lot of
00:16:32
listeners don't realize is that there
00:16:33
are people who are essentially running
00:16:35
businesses on Twitter and there's this
00:16:37
whole business ecosystem on Twitter so
00:16:40
some people they want to make their
00:16:42
Twitter account bigger for the sake of
00:16:44
their business how do they make their
00:16:46
Twitter account bigger well they might
00:16:48
come to you art of purpose because
00:16:51
you've got a course you've got a book on
00:16:54
how to make your Twitter account bigger
00:16:55
how to write tweets how to engage with
00:16:57
people those kind of things it's a whole
00:16:59
business ecosystem out
00:17:01
there yes we help bring awareness to
00:17:04
what the potential and the possibilities
00:17:06
are on
00:17:07
Twitter and a few things you mentioned I
00:17:09
just thought I'd point out to listeners
00:17:11
so you mentioned uh the millennial money
00:17:13
woman Fiona just wrote a book and she
00:17:15
was on the podcast I think she was on
00:17:17
episode 13 but if anyone's interested in
00:17:20
hearing Fiona speak she's an amazing
00:17:22
speaker with a great message on personal
00:17:24
finance and investing and she was here
00:17:26
on the best interest podcast and you
00:17:28
also mentioned one thing that I thought
00:17:29
I would Define you you talked about Gum
00:17:31
Road which has been brought up once or
00:17:34
twice here on the podcast before but my
00:17:36
understanding of gumroad is it's a a
00:17:39
website that will host your digital
00:17:41
products and it's it's really a
00:17:42
Marketplace so that people can can come
00:17:45
in and buy your digital products uh so
00:17:48
that it gives you a place to sell
00:17:50
whether it's a book or a course or a
00:17:52
membership or music does that accurately
00:17:55
capture gumroad it does and it's
00:17:59
probably the most trusted server so a
00:18:01
lot of people use it you know but you
00:18:03
can sell these products on your own
00:18:05
website if you'd like I know many people
00:18:07
so there they're really you know people
00:18:09
trust it because it hosts so many big
00:18:12
creators products but you know there's
00:18:15
nothing stopping me from putting my own
00:18:17
courses on my actually my actual own
00:18:19
website so gotcha okay I understand what
00:18:23
you mean I'll make sure to put some
00:18:25
links in the show notes uh aop for
00:18:27
anyone who's interested but that was so
00:18:29
create 247 that's the name of of your uh
00:18:33
course is that right right and then you
00:18:35
also mentioned in there I think was it
00:18:36
master class is the name of uh is that
00:18:39
more of like a ongoing educational
00:18:41
program so the course that we wrote on
00:18:45
how to grow your Twitter so here's what
00:18:47
people need to know if you want to start
00:18:49
making money online you need to start
00:18:51
growing you need to have an audience
00:18:53
that is engaged and enjoys your
00:18:56
content and the course create 247 helps
00:19:00
people tap into their creative instincts
00:19:02
and find out what kind of materials work
00:19:05
on Twitter how to come up with tweets
00:19:08
how to come up with ideas how to make
00:19:10
your tweets look how to you know give
00:19:13
you ideas for like templates that you
00:19:15
can use to use future tweets and how to
00:19:18
put all of your content out there in an
00:19:20
effective manner that's going to help
00:19:21
you build an audience and then
00:19:24
potentially you can use it to drive
00:19:26
traffic sell services or or or sell
00:19:30
products yourself in the future our
00:19:32
course got so popular right because a
00:19:35
little another known thing is that
00:19:37
Twitter is a networking right Twitter is
00:19:39
a networking platform like you know we
00:19:41
found each other on Twitter and you know
00:19:44
so many people you run into people on
00:19:45
Twitter you get to know them you make a
00:19:47
lot of friends Twitter is best when
00:19:49
you're actually networking connecting
00:19:51
with people and making connections and
00:19:53
in my course I talk about how to network
00:19:55
so in my networking modules I talk about
00:19:59
it and people were like hey you need to
00:20:01
form your own Community your own group
00:20:03
there's other communities out there but
00:20:05
we don't like them at all and we're in
00:20:07
there and you talk about how to network
00:20:09
you know how to network can you build a
00:20:11
community and for months I was like nope
00:20:15
I'm not building a community no way no
00:20:18
no way I'm just not doing it and finally
00:20:21
I caved in around March or early April
00:20:25
and said okay fine we're going to build
00:20:27
a community and now we have over 200
00:20:30
members in our Master Class Community
00:20:32
which is kind of a community based
00:20:35
around the course so if you have any
00:20:37
questions for like how do I need how do
00:20:39
I put my profile together how do I put
00:20:40
my bio together does it look good are my
00:20:43
tweets looking good I need some feedback
00:20:45
on tweets we even do ghost writing
00:20:47
sessions with professional writers where
00:20:49
you can submit drafts and we give you
00:20:51
feedback on these tweets and it's really
00:20:55
good for people to get started and
00:20:57
really great for people been around for
00:20:58
a while so you get to meet a lot of
00:21:01
people we have webinars twice a month
00:21:03
with some of the biggest names in social
00:21:06
media masterclass is literally a
00:21:09
community where we Network we meet
00:21:11
people and we all learn from each
00:21:15
other that sounds awesome so let's say
00:21:17
if I were if I were new to Twitter and I
00:21:22
wanted maybe I want to turn it into a
00:21:24
side hustle to make some extra income in
00:21:26
some little way or maybe got a small
00:21:28
business and I want to raise awareness
00:21:30
for my small business would you suggest
00:21:33
someone starts with create 247 and then
00:21:36
from there joins the master class or I'm
00:21:38
just how should someone maybe
00:21:39
differentiate between the two products
00:21:42
well really like the best way is to get
00:21:44
in master class because we give you a
00:21:45
discount to create 247 so if you come
00:21:49
into master class that's pretty good A
00:21:50
lot of people will come into master
00:21:51
class and get the course it really works
00:21:53
out but if you just want to get a taste
00:21:55
of what's going on and if you're wanting
00:21:57
and if you're starting from zero and you
00:21:59
just want to take it on on your own just
00:22:01
get the course like I it it has guides
00:22:04
in there for people who are starting
00:22:06
literally from zero followers I created
00:22:08
a brand new account just to go through
00:22:10
the motions of learning and building an
00:22:14
account from zero followers so if you're
00:22:16
brand new and you don't know where to
00:22:18
get started create 247 really is the
00:22:20
best place to start and if you want some
00:22:22
people to help you out and join a
00:22:24
community on the side if you want to get
00:22:26
in master class as well in we'd love to
00:22:29
have you there cool very cool and yes so
00:22:32
listeners I will make sure to get some
00:22:33
links from aop and put them in the show
00:22:36
notes if anyone's
00:22:38
interested uh aop let's switch back over
00:22:41
to maybe some more personal finance and
00:22:43
investing stuff because I do want to
00:22:44
pick your brain since you've really been
00:22:46
thinking about fire for you know the
00:22:48
last 10 years one thing that I'm
00:22:51
interested in is getting into schools a
00:22:54
little bit helping to teach there both
00:22:56
my parents were actually teachers
00:22:58
right but when you were a teacher what
00:23:00
did you see in terms of financial
00:23:03
education in the schools and if you
00:23:05
could what would you change about what
00:23:07
you saw there yeah I was just asked this
00:23:11
I was in another interview this morning
00:23:12
I was asked the same question okay and I
00:23:14
just think that people have just no idea
00:23:17
what's going on in the schools right now
00:23:18
this schools are an absolute mess
00:23:22
they are in such bad condition that I
00:23:26
don't even know if that you like I I get
00:23:29
it that personal finance and finance and
00:23:31
Entrepreneurship these things that
00:23:32
should be taught but schools are in such
00:23:34
a a fundamentally bad position right now
00:23:37
they can't even get the basics right
00:23:39
so that the problem with our schools and
00:23:43
public schools are really societal
00:23:45
problems that are starting at home and
00:23:48
you know that's why I had a ver a viral
00:23:50
tweet that had something like 20,000
00:23:52
likes if I had one piece of advice for
00:23:54
you it's to homeschool your kids and the
00:23:58
the public school situation right now is
00:24:00
dire um it's worse than people can
00:24:02
imagine and we need to there's the
00:24:07
problems aren't just like hey we need to
00:24:09
tweak a few classes and introduce this
00:24:11
curriculum it's far beyond
00:24:13
that so you saying it's it's just a
00:24:16
problem of now I don't want people to
00:24:19
take this the wrong way and say that I'm
00:24:21
pointing the finger at 13y olds that's
00:24:23
not my intention here no but in fact
00:24:25
it's just the opposite it's probably at
00:24:26
is it at the parents to somewhat
00:24:28
pointing at them it's a it's a societal
00:24:31
problem societal problem what what
00:24:32
you're asking for the schools is is
00:24:35
absolutely ridiculous you're asking them
00:24:37
to be the parents you're you're putting
00:24:39
in none of it is possible and the people
00:24:42
that are coming in they're coming from
00:24:43
broken families it's it's quite sad
00:24:45
what's going on in our schools right now
00:24:48
and uh it goes I just think people are
00:24:51
like I get questions like this all the
00:24:53
time aop what would be this magic pill
00:24:55
that you can give the schools and fix it
00:24:57
one tweak or there's no one tweak the
00:25:00
the the the problems with our schools
00:25:02
come from a problem in our society the
00:25:04
schools are messed up because our
00:25:05
society's messed up might not be the
00:25:08
right question for this podcast but okay
00:25:10
let's let's say you know I mean I'm
00:25:12
sorry I'm no no no no this is great this
00:25:15
is where this is where the gravy is
00:25:17
gonna be man um okay so I mean is this
00:25:20
is this is are these py comments is that
00:25:22
what you were talking what they are they
00:25:24
really are very good I you know so what
00:25:28
how could we how could we change society
00:25:30
are we talking is it a manner of I don't
00:25:32
teaching people is it personal
00:25:33
responsibility is it yes person
00:25:36
responsibility you know is is that kind
00:25:38
of what it comes down to the ability to
00:25:40
our kids having trouble sitting through
00:25:42
a 45 minute class because they're
00:25:44
staring at their phones is it are they
00:25:47
talking back to teachers and telling
00:25:48
them to go screw themselves well I don't
00:25:51
really blame the kids right right UND
00:25:53
understood yeah so the problem is is the
00:25:56
fundamental lack of responsibility taken
00:25:58
by the adults in the society yeah and I
00:26:01
talk about a lot about that on my
00:26:02
personal timeline I don't I don't know
00:26:04
what your audience how they think I
00:26:06
don't really know but I talk a lot about
00:26:09
taking your person responsibility if you
00:26:11
don't take the first step of taking resp
00:26:13
personal
00:26:14
responsibility um you're never going to
00:26:17
make it okay you're not gonna make it
00:26:20
all right if you don't feel like you
00:26:21
have complete control of your destiny
00:26:24
and your future and then you can make a
00:26:26
difference with your personal finances
00:26:27
you're you're you've basically given up
00:26:30
on life in a way and I think you have
00:26:33
just a large percentage of adults that
00:26:36
think like that like I can't turn my
00:26:37
finances around I can't do this I can't
00:26:41
I don't have control over my you know
00:26:44
life or how I feel or any of these
00:26:46
things and when they feel like they have
00:26:49
a lack of no control over their Destiny
00:26:51
they basically give up and then you have
00:26:53
b a lot of their kids coming into the
00:26:55
school and
00:26:59
they the parents aren't doing any of
00:27:01
their job at home they basically just
00:27:03
punt their duties to the teachers and it
00:27:06
just creates an environment where
00:27:08
teachers can't teachers can't do all of
00:27:10
it most of them are ill equipped in the
00:27:12
first place to be able to do something
00:27:13
like
00:27:14
that our our our society has you as far
00:27:17
as public schools
00:27:19
go if we start to fix the problems at
00:27:22
home and societal problems I think then
00:27:24
we'll see better schools right like you
00:27:26
need to go to the root cause yeah agreed
00:27:30
uh 100% agreed as I mentioned earlier
00:27:32
you know both my parents were uh Public
00:27:34
School teachers for 30 30 odd years in
00:27:38
rural rural Upstate New York where you
00:27:41
know some parts of you know some of the
00:27:43
suburbs up here are nice but they did
00:27:45
not teach in in nice suburbs by any
00:27:47
means and I think they mentioned to me a
00:27:50
couple times that over the course of
00:27:51
their careers they saw a shift and you
00:27:54
can call them Boomers you can say that
00:27:57
you know know every person as they get
00:27:58
older hearkens for the good old days but
00:28:02
if I you know throw away those comments
00:28:04
they saw a shift amongst uh uh basically
00:28:08
the way that the kids were being raised
00:28:10
and how prepared the kids came into
00:28:12
their classroom and how you know there
00:28:15
was a time when if you told the parent
00:28:18
Johnny's not doing his homework you
00:28:20
could tell that the parent was going to
00:28:22
go home and punish
00:28:24
Johnny and by the end of the career
00:28:26
their careers they were when they said
00:28:28
Johnny's not doing their homework and
00:28:29
the parent would look at my parents the
00:28:31
teachers and say well what are you going
00:28:32
to do about that my parents are saying
00:28:35
there's no account there's no who's
00:28:37
accountable right right and and at the
00:28:39
same time it's just and I wrote a long
00:28:41
thread on this about what's going on
00:28:43
into public schools it's just basically
00:28:45
a one it's like a p it's a giant pass
00:28:48
the book it's like let's just graduate
00:28:50
the kid to the next level so that we
00:28:52
don't have to so that we can just get
00:28:53
them out of our hair there's no
00:28:55
education and learning is is not
00:28:58
anywhere in the mix for what the point
00:29:00
of going to it's basically a giant
00:29:02
babysitting center right now so um you
00:29:06
know I almost feel like I teach more on
00:29:08
my timeline than I actually did as a
00:29:10
public school
00:29:12
educator do you think um so outside of
00:29:15
homeschooling I mean were there
00:29:17
schools sounds like you were a public
00:29:19
school right public school right not
00:29:21
private school you taught at a public
00:29:22
school I mean were there any other
00:29:24
whether it was private schools or I'm
00:29:25
thinking of like montauri schools were
00:29:27
there any solutions out there that you
00:29:29
saw that seemed better than at least the
00:29:31
the school that you taught at I was I I
00:29:34
was brought up in private schools my
00:29:36
life okay so I went to private
00:29:40
school and I think private schools are a
00:29:43
good option I don't think they're bad
00:29:45
you may have a good public school like
00:29:47
you may live in a community where the
00:29:49
public schools are very
00:29:50
good I don't think most people
00:29:53
do but you may live in one where the
00:29:56
public schools are good by all means if
00:29:58
you know what's going on in your schools
00:30:00
and you know what your children are
00:30:01
being taught then by then and you feel
00:30:04
comfortable with it you're probably
00:30:05
making the right decision but for most
00:30:08
people I think homeschooling is the best
00:30:11
option um homeschooling private school
00:30:15
or I think it's worth moving I think
00:30:18
it's worth moving to a a a a decent area
00:30:20
just to have access to schools that are
00:30:22
good so I mean at least around where I
00:30:26
live here in in Rochester New York now
00:30:29
it is a big pull by it I mean school
00:30:32
districts the quality of school
00:30:33
districts everybody locally knows which
00:30:37
schools are good which schools are okay
00:30:38
and which schools are bad and when
00:30:40
looking for real estate and when looking
00:30:42
at the real estate market you can tell
00:30:45
which school districts are best simply
00:30:46
because that's where the houses are most
00:30:48
expensive because those are the ones in
00:30:50
highest demand so parents around here
00:30:52
know at least and I'm sure that's true
00:30:54
of of many other places where our
00:30:56
listeners are
00:30:58
all right aop so as an entrepreneur and
00:31:00
and now that you're a business owner so
00:31:02
you're not collecting a paycheck from
00:31:03
the school now essentially you're
00:31:04
collecting your your own paycheck how
00:31:07
have your views on the world of money
00:31:09
changed you know in that in this 14
00:31:12
months well it's hard to pinpoint like
00:31:16
one particular idea but I'm more open to
00:31:20
the to the fact that there are many ways
00:31:23
to become financially independent where
00:31:26
before I used to believe that well you
00:31:29
go out you get the college degree you
00:31:31
get the nine to-5 you save be prudent
00:31:34
you'll get your rewards it's that easy
00:31:37
but I have much more of a respect for
00:31:39
all different kinds of entrepreneurs and
00:31:41
people who are pursuing the path to
00:31:43
financial Independence in many different
00:31:45
ways at the end of the day it just
00:31:47
matters that you you know raise your net
00:31:50
worth generate some cash flow and you
00:31:53
know become cognizant over how much
00:31:55
you're spending and how much you're
00:31:56
earning
00:31:57
earning right so you're saying I mean if
00:32:00
you had to go back and do it all over
00:32:01
again would you have taken the same path
00:32:04
of college education I assume master's
00:32:06
degree if you're a teacher and then and
00:32:09
then you know working that nine-to-five
00:32:11
teaching job for 20 years or if you
00:32:13
could go back do you think you would
00:32:14
have maybe taken a different a different
00:32:16
course from the get-go well knowing what
00:32:19
I know now it would be I mean it would
00:32:21
be a breeze
00:32:23
to yeah so obviously yeah so you you
00:32:26
would have gone back and you would have
00:32:27
invented Twitter if you could yeah
00:32:30
Ian I mean there I don't like playing
00:32:33
that game because life is about you know
00:32:37
it's just you know a lot of times I get
00:32:38
as would you change anything about your
00:32:40
life the answer is no but I mean you
00:32:43
know it's all about because that the
00:32:46
whole question itself is kind of it's
00:32:48
flawed it's like you know what is what
00:32:50
is really cool is getting the bumps and
00:32:52
bruises getting the scrapes and learning
00:32:54
on your own right sometimes you need to
00:32:57
go through it and and going through the
00:32:59
Journey of you know Building Wealth and
00:33:03
building a business it's I look back at
00:33:05
it and go like wow we did some like
00:33:07
really cool things we met some really
00:33:09
cool people along the way and then you
00:33:11
know it was just a good journey as
00:33:13
opposed to just like sitting there and
00:33:15
and wasting years of our life we
00:33:18
actually invested in our future and and
00:33:21
bet on
00:33:22
ourselves and it's just something that
00:33:24
you have to do and experience and you
00:33:26
have to take action and there's no other
00:33:28
you know so yeah I mean I guess I could
00:33:31
have done it a lot quicker but I mean I
00:33:34
I I I basically retired at age 40 so I
00:33:37
mean I guess you know people have done
00:33:39
it sooner than myself so yeah hats off
00:33:41
to them still that sounds pretty good to
00:33:44
me yeah um and I think you remind me of
00:33:46
something it's cited a lot in either
00:33:49
happiness research or it might be some
00:33:51
of the behavioral economics guys but
00:33:53
they cite this study where they asked a
00:33:55
bunch of people to basically you know
00:33:58
tell us about your path in life and tell
00:34:00
us about all your problems and then
00:34:02
we're going to go around the room and
00:34:04
we're going to talk about everybody
00:34:05
else's path in life and all of their
00:34:07
problems and then we're going to ask you
00:34:09
at the end would you want to trade your
00:34:11
path and your problems with anybody else
00:34:13
in the room and more often than not we
00:34:16
want to take our own problems back if
00:34:18
that makes sense we we don't want to
00:34:20
trade our own problems because it's the
00:34:21
kind of thing it's it was experiences
00:34:23
for us it's problems that maybe we were
00:34:25
used to or We Grew From or we know how
00:34:27
to handle and uh you know just because
00:34:30
you could go back in time and invent
00:34:31
Twitter doesn't mean that you wouldn't
00:34:32
have had other hardships in life to to
00:34:35
get to this point so that's very
00:34:37
understandable I wouldn't trade a thing
00:34:39
so so now do you see I mean I assume
00:34:42
you're you're probably getting a little
00:34:44
more money from the side hustle or at
00:34:45
least you're projecting to get more
00:34:47
money now from the art of purpose
00:34:49
business than you did as a teacher have
00:34:52
your spending habits changed do you find
00:34:54
yourself more willing to reinvest things
00:34:56
into the business anything like
00:34:59
that um I think that my my savings rate
00:35:03
is like off of the chart one of the cool
00:35:06
things about working a nin to-5 and
00:35:08
having a side business that takes up a
00:35:09
lot of your time is that you won't have
00:35:11
time to spend any money you'll just be
00:35:13
like it's like one of the Best Buy and
00:35:16
Hold strategies ever yeah right so is be
00:35:20
so busy
00:35:23
that to think like oh should I sell or
00:35:26
do or should I spend
00:35:28
um has my spending habits changed yes I
00:35:30
do I I I have over a seven figure net
00:35:33
worth okay all right so once I actually
00:35:35
hit that so I was very hardcore like my
00:35:39
one of the first things that I did was
00:35:41
when I wanted to gain wealth I used to
00:35:43
have this NE uh not I had a Mustang
00:35:45
convertible
00:35:47
GT back in 2012
00:35:50
2013 and I started to get really into
00:35:53
all of the personal finance part and I
00:35:55
was like wait a second I had this car
00:35:58
it's just way too expensive I sold it
00:36:01
and I traded it in for a Nissan Leaf
00:36:03
okay and my justification was this if if
00:36:06
I have a net worth of close to zero why
00:36:08
should I be driving a car like this so
00:36:12
I'm took Extreme Measures to cut my
00:36:15
expenses down and I mean that's really
00:36:18
like if you're gonna go do this go all
00:36:19
in okay and once I hit a seven figure
00:36:23
net worth I decided to treat myself and
00:36:25
I bought myself a Toyota ref for brand
00:36:27
new so you know I guess I do spend more
00:36:30
money now um I live very comfortably you
00:36:34
would
00:36:35
say but I don't I don't I try not to get
00:36:40
joy from consuming Goods you know what I
00:36:42
mean by that absolutely I try to find
00:36:45
Joy like in the in the simple things in
00:36:47
life like spending time with my family
00:36:49
creating
00:36:51
art um talking with people Network
00:36:54
networking with people going on podcasts
00:36:56
like all of this is fun to me it's a lot
00:36:58
more fun than buying myself some new
00:37:01
shiny object or sitting down in front of
00:37:04
a TV and watching Netflix or some boring
00:37:08
show for six hours in a row because
00:37:11
they're all boring really honestly at
00:37:12
the end of the day they are now a few
00:37:15
things there I wanted to touch on the
00:37:17
story of having an expensive car and
00:37:19
then finding out about fire and selling
00:37:21
it that is just like the story of our
00:37:23
mutual friend Steve Adcock and oh yeah
00:37:27
here yeah he was here on episode 16 of
00:37:30
the best interest podcast telling us the
00:37:32
story about his car and his motorcycle
00:37:35
and walking out into the garage one day
00:37:37
and looking at the stuff out there and
00:37:39
saying I need to change I need to get
00:37:41
rid of this stuff um exactly what I did
00:37:45
I mean it it's a great turning point
00:37:47
it's an important Turning Point really
00:37:48
for anyone looking to turn that corner
00:37:51
and on their journey to to financial
00:37:54
Independence um now great minds think
00:37:56
alike I too drive a Toyota Rav 4 I'm I'm
00:37:59
along with I'm sure like four other
00:38:01
million people here in the US but great
00:38:03
quality car I did want to touch on one
00:38:05
thing
00:38:06
aop you mentioned not finding
00:38:09
fulfillment or or essentially avoiding
00:38:12
consumerism because you don't find
00:38:14
fulfillment in consumerism in consumer
00:38:17
purchases and a uh you're not alone
00:38:20
there right that's backed up by
00:38:22
well-proven psychological research that
00:38:24
I've cited in my in my writing few times
00:38:27
that simply put people don't get joy
00:38:29
from buying stuff at least for
00:38:31
themselves they don't they don't they're
00:38:33
heis hedonistic adaptation is a real
00:38:36
thing right totally um you know people
00:38:40
do get joy from from buying goods for
00:38:41
other people from buying experiences
00:38:44
like going on trips or or taking your
00:38:46
kids to the movies uh giving to charity
00:38:49
but but buying consumer goods for
00:38:51
yourself is like you you just mentioned
00:38:53
right the hedonic treadmill you're
00:38:55
always going to be chasing that next
00:38:57
thing that you want to buy the next
00:38:58
thing you know you're gonna be
00:39:00
broke right I buy things for a reason
00:39:03
that doesn't mean I I'm not much of a
00:39:05
penny pincher these days anymore so like
00:39:08
if I see a nice shirt and I like it I
00:39:10
buy it okay but I don't sit there and
00:39:13
think like I need to get this one
00:39:15
particular thing it's gonna make me so
00:39:17
happy like I need this new Xbox or PS5
00:39:20
so that I can go out and play this game
00:39:23
I don't I just don't think like that to
00:39:25
me is much more fun to actually like
00:39:29
like I'd rather play the video game of
00:39:30
life than some you know 6070 or like
00:39:33
$500 box that's going to create this
00:39:36
virtual reality like why spend my time
00:39:38
doing that seems like a Time sync as
00:39:41
opposed to like actually like get out
00:39:42
there and build a business like view
00:39:44
Life as a game level up in it you know
00:39:47
yeah it's amazing you're definitely not
00:39:50
the first person to to mention that I'm
00:39:52
trying to think of who I was just
00:39:53
talking to last week oh I know who it
00:39:55
was it was Dan Co was Dan Co mentioned
00:39:58
gamifying life and setting goals for
00:40:01
yourself just like you might set levels
00:40:02
in a game uh I played a lot of games
00:40:05
growing up as a kid I don't play a lot
00:40:07
of games anymore but I do look back on
00:40:10
those days of playing games whether it's
00:40:11
board games card games video games and
00:40:14
and thinking having that gamer mindset
00:40:16
of you know level up build something new
00:40:19
uh grow whatever you're doing grow your
00:40:22
character in the game well now I'm
00:40:24
growing my blog and my small business on
00:40:26
this side and I'm getting that same kind
00:40:27
of feedback that I did from the game and
00:40:29
I think it's a lot of
00:40:31
fun I think if those games have one you
00:40:34
know good point I think everybody should
00:40:36
play them maybe like once in their life
00:40:38
sit down and like understand that what
00:40:41
you do like take a quest right and you
00:40:43
go take the quest you gain experience
00:40:46
and then your character levels up in the
00:40:48
particular attributes of the quest help
00:40:50
them level up in so just think of Life
00:40:54
the same way whatever Adventures that
00:40:56
you decide to take and embark on you're
00:40:59
going to see some kind of direct benefit
00:41:01
in
00:41:02
return do you have any ideas what the
00:41:04
next level of the art of purpose is
00:41:07
going to be we're gonna probably what
00:41:10
we're going to do is we're going to
00:41:11
focus a bit on master class in the
00:41:13
future our our community and we're
00:41:15
actually coming up with free courses and
00:41:18
free materials for masterclass
00:41:20
themselves so I think sometime this
00:41:22
weekend or next week we're going to
00:41:24
release just a really cool quirky book
00:41:27
for the masterclass community and you
00:41:29
know it's going to be available for
00:41:31
purchase and probably like farther down
00:41:34
the road well we will release some kind
00:41:36
of courses or materials on how to
00:41:40
accumulate wealth how we talk about
00:41:42
wealth and how you know we might do
00:41:45
something in the personal
00:41:47
finance uh genre in the future I'm not
00:41:50
I'm not ruling that out very cool very
00:41:53
I'm excited to see what's happening yeah
00:41:55
the personal fin Finance side
00:41:57
especially um now aop before we go into
00:42:01
the rapid fire questions at the end I
00:42:03
did have a real quick art question for
00:42:06
you and you can take it or leave it
00:42:08
obviously we can we can edit this out if
00:42:10
need be but for the average listener who
00:42:13
perhaps has never gone to a m a museum
00:42:17
or never never has paused to consider
00:42:19
art in their lives what would you say to
00:42:22
them or what might you suggest they do
00:42:24
to dip their toe in the world of art
00:42:26
because art is such a center uh pillar
00:42:29
of your of your
00:42:32
brand well really all they need to do is
00:42:35
is start listening and watching it so if
00:42:37
you're interested in learning more about
00:42:39
I mean there really is no barrier like
00:42:41
if you want to learn about classical
00:42:43
music hop on Spotify start listening to
00:42:45
Mozart right there's there's nothing out
00:42:48
there that's stopping you from doing it
00:42:51
um you know take in mind that art
00:42:53
created 200 300 years ago was for
00:42:56
definitely different purposes for than
00:42:59
today you know stuff that you hear on
00:43:01
the radio I don't listen to music with
00:43:03
words okay that's just a personal thing
00:43:06
that I don't do it's just programming to
00:43:08
me
00:43:09
so music with words and you know stuff
00:43:13
that you hear on the radio it's just
00:43:15
there to be catchy and it's it's
00:43:19
consumable it's just a cons another form
00:43:21
of a consumable product it's there to
00:43:23
stick in your mind so it gets in your
00:43:25
mind and then you want to keep listening
00:43:26
to it again and that station again so
00:43:29
really if you want to listen to like art
00:43:31
that has like a purpose and like
00:43:33
connects and like tries to convey some
00:43:35
really great ideas start listening to
00:43:37
classical music start listening to some
00:43:39
of the greats I mean it's not hard go
00:43:42
out there and
00:43:44
and and and start to uh consuming
00:43:49
consume uh art that actually has some
00:43:52
meaning behind it like you know if you
00:43:54
listen to Beethoven or or you know you
00:43:57
have to think about their lives are so
00:43:59
memorable and so great like he wrote his
00:44:02
last five Symphonies while he was
00:44:06
partially deaf or completely deaf at the
00:44:08
time like there was something behind his
00:44:11
music you know like his sixth symphony
00:44:13
is about getting out in nature and the
00:44:15
beauty of nature so when you listen to
00:44:17
his music you're reminded about the
00:44:19
beauty of the world and you know that's
00:44:22
not something you're going to get when
00:44:23
you turn on your typical radio station
00:44:25
or listen to the music that's promoted
00:44:26
on
00:44:27
Spotify the classical music or fine art
00:44:31
is going to give you more of an
00:44:32
appreciation for the world around you so
00:44:35
you're you're missing out if you if you
00:44:37
decide not to listen to it you know it's
00:44:40
it gives you it's a window into somebody
00:44:42
else's
00:44:43
mind do you have a favorite window to
00:44:46
look into and by that I mean a favorite
00:44:49
composer uh mostly I listen to Bach and
00:44:52
Beethoven and uh shash stovich
00:44:57
cool also uh Rock modern off as
00:45:00
[Music]
00:45:08
well huh see I don't know those last two
00:45:12
names I've heard of Rak manov uh the the
00:45:14
third name you mentioned I had not I've
00:45:16
not heard of him before butovich sh
00:45:19
shash takovic I'll have to Google
00:45:24
that
00:45:27
[Music]
00:45:34
now I don't know aop if you've listened
00:45:36
to any episodes of this podcast before
00:45:39
but the intro music is Ride of the
00:45:41
valkries by Vagner Vagner yeah the uh
00:45:45
the transition mus fastic the transition
00:45:47
between segments is of all these four
00:45:49
seasons oh which which movement
00:45:52
winter oh it's the best one it's a
00:45:54
little bit from winter
00:45:56
[Music]
00:46:04
and then towards I love it there you go
00:46:06
you're you're educating your audience
00:46:10
highly recommend when we're done with
00:46:12
this go listen to the entire Four
00:46:14
Seasons it is
00:46:16
fantastic I will second that I will
00:46:18
second that it's I mean for me it's
00:46:21
terrific study music and it's just good
00:46:23
music to get my brain in that right
00:46:26
space um have you had Joey the cyprene
00:46:29
on have you had Joey on I have not had
00:46:31
Joey on no okay so me and him we did
00:46:34
this discussion in master class we just
00:46:36
did this about how music with lyrics is
00:46:39
very distracting as well and you were
00:46:42
just mentioning that with Baldi that
00:46:44
music if you're gonna listen trying to
00:46:45
get work done listen to classical music
00:46:48
something that is not obtrusive it's
00:46:50
going to help you keep momentum keep you
00:46:52
focused especially if you're in a room
00:46:53
with a lot of noise uh highly recommend
00:46:56
listening to classical music while
00:46:58
you're trying to get stuff done it will
00:46:59
help you be more
00:47:01
productive second that I second that but
00:47:03
listen to aop because he knows a lot
00:47:05
more about it than I do but I do love
00:47:07
some classical music that's awesome that
00:47:09
is
00:47:10
awesome all right let's go into the
00:47:12
rapid fire questions then what was the
00:47:15
last material object or personal luxury
00:47:18
that you spent $100 or more on aop and
00:47:22
and the potential bonus question I know
00:47:24
art can be expensive and so do you
00:47:26
happen to own any any nice art and and
00:47:29
what what might that piece actually look
00:47:31
like that's a good question I just own
00:47:33
musical I'm not an artist right so y
00:47:36
right I own musical instruments that are
00:47:38
worth a lot more than $100 so I'm a
00:47:41
musician so my my wife is an artist
00:47:45
right so I most of their the Art House
00:47:48
has her art inside of it so I don't
00:47:50
spend money on Art it would be nice to
00:47:52
be like at some point where I can spend
00:47:55
you know a good amount of money on you
00:47:57
know some fine art I have I do have
00:48:00
favorite artists but no I do not have
00:48:02
art in my house so um what did I last
00:48:06
spend $100 plus on I recently purchased
00:48:09
a MacBook Pro and one chip fantastic
00:48:12
purchase by the way that is exactly what
00:48:15
I'm talking to you with right now is
00:48:17
through my M1 MacBook Pro I love it best
00:48:21
computer I've ever owned by far yes
00:48:24
fantastic I'm looking forward for them
00:48:26
to come out with the uh with a new
00:48:28
larger version iMac which will be
00:48:30
fantastic gotcha out of curiosity what's
00:48:34
your preferred musical instrument I
00:48:36
would say my preferred musical
00:48:38
instrument I like them all really I love
00:48:40
the cello like if I had to listen to
00:48:42
somebody play an instrument I would pick
00:48:44
the cello awesome would would it be yoyo
00:48:47
ma or do you have another favorite chist
00:48:49
it could be y could be anyone really I
00:48:52
love the cello it's got that warm sound
00:48:54
to it it's just like literally the
00:48:56
perfect instrument the other instrument
00:48:57
that I love is the bassoon it's got like
00:49:00
this quirky absolute just beautiful
00:49:03
unique sound it sounds like it's
00:49:04
something from like two 300 years ago
00:49:07
huh I I'll have to Google a bazoon I'm
00:49:09
not sure I can picture the way it sounds
00:49:11
I know it's a a read instrument right
00:49:13
like a giant Claret that's correct yeah
00:49:15
uh yeah very large it's like a giant OBO
00:49:18
really actually okay okay cool um next
00:49:22
let's go to the next question what's a
00:49:24
good habit that you're trying to form or
00:49:26
potentially a bad habit that you were
00:49:27
trying to
00:49:29
break a good habit that I'm trying to
00:49:32
form well I guess a good habit that I'm
00:49:35
trying to form is when you're an
00:49:37
entrepreneur you need to be very
00:49:39
consistent and disciplined throughout
00:49:41
your day to take a you know to just
00:49:43
knock a lot of stuff out so you know
00:49:46
wake up in the morning write a to-do
00:49:48
list go right through it knock out
00:49:51
everything be very disciplined with how
00:49:54
I work with my time time so I I think I
00:49:57
need to be a little bit more organized
00:50:00
overall that's a great one uh what's
00:50:03
your favorite Financial tool or app or
00:50:06
service and
00:50:08
why I think that the app that everybody
00:50:11
should have on their phone is the
00:50:13
mint.com
00:50:14
app fantastic app that will track your
00:50:17
net worth wonderful I I think that
00:50:21
wealth is defined from a net worth
00:50:23
perspective overall and and if you're
00:50:26
getting going to get serious about
00:50:29
building a net worth you need to track
00:50:31
it like if you're going to get serious
00:50:32
about losing weight or tracking or
00:50:34
wanting to get more fit you need to
00:50:35
weigh yourself every day so if you're
00:50:37
going to get serious about building a
00:50:39
net worth you need to download an app
00:50:41
and keep track of it and try to get
00:50:43
those numbers moving in the right
00:50:45
direction excellent I definitely support
00:50:48
budgeting apps that's a great answer oh
00:50:50
it's not a budgeting app it's a net
00:50:52
worth tracking
00:50:53
app I see now when I used mint though at
00:50:57
the time you could use it for budgeting
00:50:59
I guess yeah it was a few years ago and
00:51:01
I think I had I had some some sub maybe
00:51:03
I was just using it for sub accounts and
00:51:05
I would kind of delegate money into
00:51:07
various sub accounts but yeah tracking
00:51:10
tracking you my favorite saying here is
00:51:12
uh you can't manage what you don't
00:51:14
measure and right so measuring your net
00:51:17
worth just like you said or just like
00:51:18
measuring your weight every single day
00:51:20
that's how you're gonna start managing
00:51:22
it and improving it and last one aop if
00:51:25
you had a billboard and you could put on
00:51:27
any message to share with the world what
00:51:30
would you say all right so if I were to
00:51:33
have something on a bill word I would
00:51:35
have always be improving always be
00:51:38
looking to improve every single day wake
00:51:41
up crush your day go at it and always
00:51:45
help other people as well improve so if
00:51:47
you see somebody who's like working out
00:51:49
at the gym give them a give them a you
00:51:51
know a good vibe Give Good Vibes I'm
00:51:54
really big into people trying to help
00:51:57
themselves and improve their lives
00:51:59
always be improving aop I can't thank
00:52:02
you enough for coming on and sharing
00:52:03
your thoughts with us here on the best
00:52:05
interest podcast I appreciate it man
00:52:07
thank you so much for having me on and
00:52:10
if you want to check out create 247
00:52:13
please click the links send me an email
00:52:15
or find me on Twitter ATC creation 247
00:52:19
I'll be more than happy to answer any of
00:52:21
your questions that you have about
00:52:22
create 247 or master class again Jesse
00:52:26
thanks for having me on today absolutely
00:52:28
and everybody all those links will be in
00:52:30
the show notes go check out aop thanks
00:52:33
man talk to you soon I appreciate it
00:52:37
[Music]
00:52:40
man aop thank you again for coming on to
00:52:44
episode 24 of the best interest podcast
00:52:47
listeners if you want to get a hold of
00:52:48
aop or follow him his Twitter account is
00:52:51
in the show notes and so are the links
00:52:53
to his book create 24/7 and to his
00:52:57
master class if you want to reach out to
00:52:59
me my email is Jesse bestin interest.
00:53:03
blog or you can follow me on Twitter
00:53:05
where my username is
00:53:07
bestore JC if you found this content
00:53:10
valuable and you want to give back I
00:53:12
have three options for you and it's all
00:53:14
free always absolutely free option one
00:53:17
subscribe to the best interest podcast
00:53:19
from the app you're listening to right
00:53:20
now option two leave a rating of the
00:53:23
best interest podcast or option three
00:53:25
leave a review tell me what you think
00:53:27
for example BH said Jesse has a way with
00:53:30
words he brings complex ideas to life in
00:53:33
an interesting way for someone like me
00:53:35
who usually falls asleep at the first
00:53:36
mention of Finance he balances beginner
00:53:39
topics with more specific Niche ones we
00:53:41
should probably all be aware of I'm a
00:53:43
big fan thank you BH I appreciate those
00:53:46
kind words because we can continue to
00:53:48
invest in one another just like Ben
00:53:49
Franklin said an investment in knowledge
00:53:52
pays the best interest sharing with
00:53:54
others that's investing in their
00:53:56
knowledge so thank you all for listening
00:53:58
to episode 24 of the best interest
00:54:01
[Music]
00:54:13
podcast

Episode Highlights

  • Personal Capital: Your Free Finance Tool
    Personal Capital is a free tool that helps you track your net worth and manage your finances effectively.
    “It's hard to believe that it's free!”
    @ 00m 30s
    January 29, 2024
  • From Teacher to Entrepreneur
    A former public school teacher transitioned to online content creation, replacing his teacher salary in just 14 months.
    “I started a Twitter account and it generated enough income to surpass my teacher salary.”
    @ 12m 58s
    January 29, 2024
  • The Business Ecosystem on Twitter
    Discover how Twitter can be a platform for running businesses, not just socializing.
    “There are people running businesses on Twitter.”
    @ 16m 40s
    January 29, 2024
  • Building a Community
    After months of hesitation, a community was formed with over 200 members.
    “I caved in around March or early April.”
    @ 20m 21s
    January 29, 2024
  • The State of Public Schools
    The current condition of public schools is alarming and needs urgent attention.
    “The public school situation right now is dire.”
    @ 23m 58s
    January 29, 2024
  • Personal Responsibility
    Taking control of your destiny is crucial for financial success.
    “If you don’t take the first step of taking personal responsibility, you’re never going to make it.”
    @ 26m 13s
    January 29, 2024
  • Retirement at 40
    Achieving financial independence at a young age is possible with the right mindset.
    “I basically retired at age 40.”
    @ 33m 34s
    January 29, 2024
  • Gamifying Life
    View life as a game where you can level up and grow your character.
    “Life is a game, level up in it!”
    @ 39m 44s
    January 29, 2024
  • The Importance of Art
    Engaging with art can deepen your appreciation for the world around you.
    “Art gives you a window into somebody else's mind.”
    @ 44m 40s
    January 29, 2024
  • Always Be Improving
    AOP shares his philosophy on personal development and helping others.
    “Always be improving, always be looking to improve every single day.”
    @ 51m 35s
    January 29, 2024

Episode Quotes

Key Moments

  • Personal Capital00:30
  • Teacher Turned Entrepreneur12:58
  • Twitter Business Ecosystem16:40
  • Personal Responsibility26:13
  • Hedonic Treadmill38:53
  • Chasing Happiness38:55
  • Art Appreciation42:22
  • Always Improving51:35

Words per Minute Over Time

Vibes Breakdown

Related Episodes