Personal Finance for Long-Term Investors

This channel operates through a structured format where host Jesse Kramer engages in detailed discussions on personal finance, emphasizing practical strategies and listener interactions. Each episode often features listener questions, allowing for targeted advice on specific financial situations, such as retirement planning, investment strategies, and the emotional aspects of financial decision-making. The focus is on demystifying complex topics and providing actionable insights rather than merely sharing theories or general advice.

Expect episodes that delve into unique financial scenarios, including the implications of fixed indexed annuities, the psychology behind consumer behavior, and the intricacies of special needs planning. Guests from various financial backgrounds contribute specialized knowledge, enhancing the depth of discussions. The channel distinguishes itself by addressing real-life financial dilemmas and encouraging listeners to reflect on their personal financial journeys through a mix of expert insights and listener-driven content.

209
Avg Words/min
6.9/ 12
Avg Grade Level
77.3/ 100
Avg Listening Ease

Channel Quotes

  • An investment in knowledge pays the best interest.
    Roth vs. Traditional, and Other Vital Tax Topics - E53
  • I learned the pride of entrepreneurship and earning your own money.
    Jesse's Ghosts of Financial Past, Present, and Future | E125
  • How do we maximize the total long-term after-tax portfolio?
    Why Trump Accounts Fall Short (AMA, E135)
  • I'd rather be boring and effective than exciting and wrong.
    Omission and Paralysis - E43
  • Let the math guide you.
    The Mindset of a Millionaire Next Door | Andrew Giancola - E67
  • You don’t want that inner circle to get too too small.
    Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103
  • The foundation of your financial life is what you earn and what you spend.
    What No One Tells You About Early Retirement | Steve Adcock - E91
  • I want to know if you like this stuff.
    How to Be Smart About Inheritance Planning | AMA #8 - E113
  • Learn from failure.
    Stock Market Heroics with "Dividend Hero" - E30
  • Thanks for tuning in to this episode!
    Beware! Don't Fall Into "The College Money Pit Trap!" | Evan Giokas - E80

Monthly Quiz

May 2026 Edition

Personal Finance Principles and Risks

This quiz includes 5 questions based on recent episodes covering financial planning, investing risks, behavioral principles, tax strategies, and retirement advice.

5 Questions

Big Ideas

The Risks and Rewards of Quitting Your Career | Kelan Kline - E114
August 20, 2025
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01:04:06
The Risks and Rewards of Quitting Your Career | Kelan Kline - E114
Why Teachers Need to Be Careful | Dan Otter - E92
October 23, 2024
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46:06
Why Teachers Need to Be Careful | Dan Otter - E92
What No One Tells You About Early Retirement | Steve Adcock - E91
October 09, 2024
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53:33
What No One Tells You About Early Retirement | Steve Adcock - E91
Married - With Children! But Retiring Early In Your 40s - E37
January 29, 2024
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01:04:32
Married - With Children! But Retiring Early In Your 40s - E37
Money Psychology with the "BudgetDog" - E20
January 29, 2024
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35:54
Money Psychology with the "BudgetDog" - E20
He Retired Early - Here's What No One Warned Him About (E136)
April 08, 2026
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52:49
He Retired Early - Here's What No One Warned Him About (E136)
Debate! We Discuss 10 Big Retirement Ideas
May 13, 2026
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58:50
Debate! We Discuss 10 Big Retirement Ideas
Retired at 30, with Purple - E36
January 29, 2024
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48:09
Retired at 30, with Purple - E36
Feeling Time Poor? The Journey to Owning Your Time | Andy Hill - E123
December 03, 2025
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38:53
Feeling Time Poor? The Journey to Owning Your Time | Andy Hill - E123
Special Needs Children: How to Protect Their Future and Yours - E119
October 22, 2025
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40:22
Special Needs Children: How to Protect Their Future and Yours - E119
Manage *Yourself* More Than Your Portfolio | Hanna Horvath - E116
September 17, 2025
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01:08:31
Manage *Yourself* More Than Your Portfolio | Hanna Horvath - E116
Buffett's Blueprint - 8 Examples of Warren's Timeless Wisdom - E110
July 02, 2025
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44:09
Buffett's Blueprint - 8 Examples of Warren's Timeless Wisdom - E110
Tariffs, Turbulence, and the Harsh Truths We Must Now Face - Bonus Episode
April 14, 2025
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44:22
Tariffs, Turbulence, and the Harsh Truths We Must Now Face - Bonus Episode
Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103
March 26, 2025
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52:58
Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103
Favorite Moments, Shoutouts, and a Name Change?! …From Our First 100 Episodes - E100
February 12, 2025
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01:07:29
Favorite Moments, Shoutouts, and a Name Change?! …From Our First 100 Episodes - E100
What Do You Mean By "little p purpose"?! | Jordan Grumet - E98
January 15, 2025
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39:26
What Do You Mean By "little p purpose"?! | Jordan Grumet - E98
But is NOW the Right Time to Invest in the Stock Market?! - E96
December 18, 2024
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55:44
But is NOW the Right Time to Invest in the Stock Market?! - E96
The Bad "Money Scripts" Someone Else Wrote for You | Brad Klontz - E97
January 01, 2025
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52:03
The Bad "Money Scripts" Someone Else Wrote for You | Brad Klontz - E97
How To Secure an Edge Against "Sequence of Returns" Risk | Tyler of Portfolio Charts - E87
August 14, 2024
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52:18
How To Secure an Edge Against "Sequence of Returns" Risk | Tyler of Portfolio Charts - E87
"Truth: We Are Very Bad At Anticipating What We Want" | Jonathan Clements - E82
June 05, 2024
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47:08
"Truth: We Are Very Bad At Anticipating What We Want" | Jonathan Clements - E82

Episode Filters

tune
The 14 Retirement Risks - And How to Combat Them (Pt 1) - E140
May 27, 2026
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39:22
The 14 Retirement Risks - And How to Combat Them (Pt 1) - E140
Debate! We Discuss 10 Big Retirement Ideas
May 13, 2026
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58:50
Debate! We Discuss 10 Big Retirement Ideas
Making Retirement As Simple as Possible, but No Simpler (AMA, E138)
May 06, 2026
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47:36
Making Retirement As Simple as Possible, but No Simpler (AMA, E138)
Target Date Funds: More Flawed Than Advertised (E137)
April 22, 2026
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44:05
Target Date Funds: More Flawed Than Advertised (E137)
He Retired Early - Here's What No One Warned Him About (E136)
April 08, 2026
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52:49
He Retired Early - Here's What No One Warned Him About (E136)
Why Trump Accounts Fall Short (AMA, E135)
April 01, 2026
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46:47
Why Trump Accounts Fall Short (AMA, E135)
Even Financial Advisors Misunderstand Monte Carlo Retirement Analysis
March 25, 2026
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55:33
Even Financial Advisors Misunderstand Monte Carlo Retirement Analysis
Good Investors Stay Seated (Especially When It's Scary) | Rubin Miller - E133
March 11, 2026
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51:41
Good Investors Stay Seated (Especially When It's Scary) | Rubin Miller - E133
Controversial Retirement Money Topics | AMA #14 - E132
March 04, 2026
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54:51
Controversial Retirement Money Topics | AMA #14 - E132
"The Devil's Advocate Buys an Annuity…" - E131
February 25, 2026
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53:03
"The Devil's Advocate Buys an Annuity…" - E131
Giving "Defined Duration" to Stocks | Cullen Roche - E130
February 11, 2026
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51:36
Giving "Defined Duration" to Stocks | Cullen Roche - E130
The Financial Planning Process, Step-By-Step | AMA #13 - E129
February 04, 2026
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41:18
The Financial Planning Process, Step-By-Step | AMA #13 - E129
Some Dumb Financial Moves (That I'm Fine With) - E128
January 28, 2026
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41:28
Some Dumb Financial Moves (That I'm Fine With) - E128
Longevity & Retirement | Jeremy Keil - E127
January 14, 2026
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53:37
Longevity & Retirement | Jeremy Keil - E127
Is 2026 Your Year to Retire? | AMA #12 - E126
January 07, 2026
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50:46
Is 2026 Your Year to Retire? | AMA #12 - E126
Jesse's Ghosts of Financial Past, Present, and Future | E125
December 24, 2025
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51:11
Jesse's Ghosts of Financial Past, Present, and Future | E125
Feeling Time Poor? The Journey to Owning Your Time | Andy Hill - E123
December 03, 2025
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38:53
Feeling Time Poor? The Journey to Owning Your Time | Andy Hill - E123
Health and Wealth - The Power of a "Bigger Yes" | Phil Pearlman - E122
November 26, 2025
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47:44
Health and Wealth - The Power of a "Bigger Yes" | Phil Pearlman - E122
Retire Confidently With A Proven Drawdown Framework | AMA #10 - E121
November 12, 2025
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55:31
Retire Confidently With A Proven Drawdown Framework | AMA #10 - E121
Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120
November 05, 2025
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34:18
Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120
Special Needs Children: How to Protect Their Future and Yours - E119
October 22, 2025
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40:22
Special Needs Children: How to Protect Their Future and Yours - E119
The Only Free Lunch in Investing (Maybe) | AMA #9 - E118
October 08, 2025
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01:26:40
The Only Free Lunch in Investing (Maybe) | AMA #9 - E118
Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117
October 01, 2025
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01:05:37
Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117