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I can't stand it when I see kids that are making 70 grand a year spending $28 for lunch. I mean, that's just stupid.
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It's just think about that in the context of that being put into an index and making 8 to 10% a year for the next
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50 years. The best test I do with my kids' friends, too. Go into a closet. Go into your closet and look at how much
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you have. You don't wear because you either bought it because you thought you were going to wear it and never wore
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it or wore it once and you end up wearing 20% of your portfolio all of the time and 80% you you pissed away. I
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mean, that's really stupid. And so for a young person, a young woman or man, don't do