
00:00:00
in my research over the last 20 years
00:00:02
I've done a lot of deep analysis on
00:00:05
financial literacy by which I mean
00:00:07
people's ability to really understand
00:00:09
economic Concepts and put them into
00:00:12
practice in their daily lives so there's
00:00:14
a couple things that I think are really
00:00:16
important to take away one is that
00:00:18
people from a very young age need to
00:00:21
understand budgeting saving from a
00:00:23
little bit later maybe investment these
00:00:25
are all fundamental concepts for the
00:00:28
modern era that we can't live without
00:00:30
number two those Concepts need to start
00:00:33
being taught in the home certainly in
00:00:36
high school and I'm happy to say 21
00:00:38
different states have now mandated High
00:00:40
School Financial education and even in
00:00:43
the workplace since workers today are
00:00:46
increasingly subject to financial stress
00:00:49
due to debt











