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I don't think financial literacy needs
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to be delivered once and done in 12th
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grade. Ideally, it should start at home.
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When my two daughters were young, I had
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the Bank of Mom, and the Bank of Mom was
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a spreadsheet on my computer, which also
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taught them about Excel. But if they
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wanted to go out with their friends,
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they had to see how much was in their
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Bank of Mom, and if they didn't have
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enough money, either they couldn't do it
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or they had to work to earn more. So, I
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believe it starts at home.











