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this is the cmf phone 1 it's a quirky little phone for $200 but it's missing one feature that we thought would be a
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deal breaker until we looked a little bit closer see the cmf phone 1 doesn't have NFC most people primarily use NFC
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for contactless payments think like Apple pay or Google pay so not being able to make a contactless payment would
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obviously be a pretty huge deal breaker but it turns out that India the primary country that cmf is marketing this phone
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to doesn't actually use NFC for contactless payments that often the largest and fastest growing mobile
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payments platform in India is called UPI or unified payments interface and unlike
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Apple pay and Google pay UPI is actually developed by the Indian government and the association of Indian Banks UPI just
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relies on a unique UPI ID which can be something like a phone number or a QR code so if you're a merchant you can
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just have a QR code with your UPI ID set up and someone can directly send money to your bank account it turns out that
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maybe not having NFC is not that big of a deal breaker after all