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this is the cmf phone 1 it's a quirky
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little phone for $200 but it's missing
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one feature that we thought would be a
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deal breaker until we looked a little
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bit closer see the cmf phone 1 doesn't
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have NFC most people primarily use NFC
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for contactless payments think like
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Apple pay or Google pay so not being
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able to make a contactless payment would
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obviously be a pretty huge deal breaker
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but it turns out that India the primary
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country that cmf is marketing this phone
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to doesn't actually use NFC for
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contactless payments that often the
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largest and fastest growing mobile
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payments platform in India is called UPI
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or unified payments interface and unlike
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Apple pay and Google pay UPI is actually
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developed by the Indian government and
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the association of Indian Banks UPI just
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relies on a unique UPI ID which can be
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something like a phone number or a QR
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code so if you're a merchant you can
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just have a QR code with your UPI ID set
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up and someone can directly send money
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to your bank account it turns out that
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maybe not having NFC is not that big of
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a deal breaker after all
