Why Adjustable-Rate Mortgages Are Making a Comeback in Today’s High-Rate Housing Market

ABOUT THE EPISODE As housing costs and mortgage rates remain elevated, adjustable-rate mortgages are regaining attention among homebuyers. These loans offer lower initial payments but carry future rate uncertainty. The Wharton School Professor Ben Keys examines why ARM activity is increasing, how these products differ from fixed-rate mortgages, and what current trends suggest about borrower behavior in a high-rate environment.

ABOUT THE PODCAST This Week in Business features interviews with Wharton faculty about the latest news, fascinating trends, and issues impacting both consumers and the business world. Episodes are recorded at the Wharton School and published twice per week.

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