How Safe Are Your Retirement Savings, Really?

ABOUT THE EPISODE What happens to your retirement savings if the stock market drops 25%?

Wharton finance professor Nikolai Roussanov breaks down the real risks behind 401(k) investing, why volatility is part of the system, and whether the government would step in during a major crash.

Using past crises like 1987, the dot-com bust, and COVID, we explore how markets recover, why investors often make costly mistakes, and why bailouts are more likely to support companies—not individual portfolios.

If you rely on a 401(k), understanding these risks is key to protecting your financial future.

ABOUT THE PODCAST This Week in Business features interviews with Wharton faculty about the latest news, fascinating trends, and issues impacting both consumers and the business world. Episodes are recorded at the Wharton School and published twice per week.

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