Cryptocurrency may be able to increase financial inclusion and speed up transactions.

Cam Harvey and Neha Narula talk about the potential ways in which cryptocurrency can help innovate and improve the current financial system in this clip from the Future of Finance series, part of the Ripple Effect podcast from Knowledge at Wharton.

EPISODE OVERVIEW This episode explores the deep-rooted inefficiencies of traditional finance and how crypto, digital assets, and decentralized finance (DeFi) offer an alternative with guests Neha Narula and Cam Harvey. With perspectives on programmable money, 24/7 settlement, cross-border payments, and the deeper philosophical shift in how we define trust and value in finance, this conversation unpacks both the promise and the problems of a decentralized future. The guests and host and Wharton Professor Itay Goldstein also discuss stablecoins, tokenization, and the unintended slide back toward centralization in DeFi.

SERIES OVERVIEW Hosted by Wharton finance professor Itay Goldstein, this limited series takes a deep dive into the cutting-edge insights and pioneering perspectives of innovation experts in the finance industry. Discover the dynamic landscape of financial thought leadership as we explore concepts, groundbreaking research, and predictions that are shaping the future of finance.

PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#DecentralizedFinance #Crypto #DigitalAssets #Blockchain #Stablecoins ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU